unless he has a little home of some kind, or the money to purchase one–young men should remember this fact.

of the married men could have homes if they would put forth the proper effort.

to yourself and to your family should compel you to save a little money for a rainy day.

–many of the greatest men of the world have been poor–they did not have time to get rich.

could have had homes, had they saved their money.

poverty and profligacy go hand in hand, as a rule.

of the common laborers will not work as long as they have a dollar in their pockets, and many of them will not work at all until their empty stomachs warn them of approaching starvation.  As a rule, these are the men who talk about bloated bondholders, monopolists, hard times, etc.

very many, poor persons who strive to succeed, but fail from a lack of ability–probably from other circumstances over which they have no control.

do not want anything except poverty–wold not have a thousand acres of good land if you were to give it to them–they would trade it for a saloon, and then give the saloon away.  Hundreds of times the author has asked the question: “Why do you not save your money and buy you a little home?” and almost invariably received the following answer:  “What do I want with a home?  I wouldn’t be bothered with one.”

do not deserve anything better than they have, and could not enjoy it if they had it.  Give them a fortune and they would not keep it sixty days.